Ali Baba 26th May (Part-1 )
Hello friends , once again we are here with an important blog in which we will tell you about How To Take A Loan From ZestMoney App . As you all know that many online loan apps are working to provide 0% interest rate instant loans to give loan facility to the people sitting at home. ZestMoney is one of the fastest growing finance lending companies in the world. ZestMoney is a very famous online payment app all over India and the world, hence as it has millions of trusted customers and still its customers are spreading rapidly. Seeing its popularity, many people want to open their account in the ZestMoney app. You also know that we need all things in our life and All we need is money to fulfill our needs, for which we work hard. But even after hard work, they are not able to earn much money that they can fulfill all their needs from their salary, so they need to take a personal loan . Lets know what ZestMoney is and its services..
What is ZestMoney app :-
ZestMoney is one of the most famous online payment and fastest growing fintech lending companies. ZestMoney was started in 2015 by Lizzie Chapman, Priya Sharma and Ashish Anantharaman. Zest Money helps you shop on EMI without debit and credit cards.ZestMoney is a fast growing digital finance platform. With ZestMoney, you can buy the latest smartphones, fashion, travel, education, health care, etc. products of top brands at 0% interest rate.You can do online shopping from Amazon and Flipkart with ZestMoney without debit card or credit card. ZestMoney provides loans for the expenses of rupees you expense whose payment can be paid later in EMI. ZestMoney provides many financial services like Loans, EMI and other services… As everyone requires money to fulfill their needs for which they go to the bank , many times people get a loan to overcome their financial problems . They even got a loan easily by applying in a nearby bank but sometimes they are not able to get a loan at the time of need. When people are not able to get loans through banks, then Financial apps like ZestMoney help them to take a personal loan.
In today’s blog, we will share all the important information to you like “How To Take A Loan From ZestMoney” How much loan will be available from ZestMoney , how much interest is charged on ZestMoney Personal Loan , eligibility for taking ZestMoney Personal Loan , how much will be the repayment tenure etc. We will provide entire information about How To Take A Loan From ZestMoney App. For the entire information you should read the entire blog ,Let’s start….
Loans from ZestMomey app :-
loans you can take from ZestMomey app are as follows..
1. Secured loans :-
In this type of loan the customer has to pay some security to the lender . When you have a loan as the last option to fulfill some need then secured loans are an easy choice in which a secured security is given to the lender and you leverage personal property to obtain the loan. If you are unable to pay the proper loan and find a defaulted loan, the property you have submitted as security will be transferred to the lender.
2. Unsecured Loan:-
An unsecured loan means that the borrower does not have to offer any asset as collateral. With unsecured loans, the lenders are very thorough when assessing the borrower’s financial status. This type of loan is eventually not trusted by the lender because in this the borrower does not offer any asset as collateral.
3.Personal Loans :-
Most of the banks offer personal loans to their customers and the money can be used for any expense like paying a bill or purchasing a new thing like – Car, Television, Home Appliances and Other Things. Personal loans are the broadest type of loan category taken by the customers and typically have repayment terms between 24 and 84 months.
Gold loan (also called loan against gold) is a secured loan taken by the borrower from a lender by pledging their gold articles (within a range of 18-24 carats) as collateral. The loan amount provided is a certain percentage of the gold, typically 80%, based on the current market value and quality of gold
5. Home loan :-
Many people are Homeless and are searching for a home on their budget and according to some people, home loans are a very secure mode of finance that give you the chance of buying a home by applying funds to buy or build the home of your choice.
6. Business loan :-
A business loan is a type of loan specifically taken intended for business purposes. As with all loans, it involves the creation of a debt, which will be repaid with added interest, and sometime the lender company will be work as a partner in your business and the profit will be distributed equally until the loan will cleared
7. Health insurance:-
Health insurance is a type of health loan which supports you in emergency conditions related to health. Health insurance includes…
●Health Insurance for Senior citizen
●Health Insurance for Parents
●Health Insurance for Children
●Health Insurance for Critical Illness
●Health Insurance with Maternity cover
Feature of ZestMoney app:-
#. million of people trust :-
ZestMoney app is trusted by millions of peoples as it is been downloads by millions of people throughout the world and it is preferred very large lending platform for over the 10 million users.
#. 100% safe and secure for every citizen :-
ZestMoney app is an RBI registered company that facilitates lending on its platform and follows even a single critical protocol to protect your information and prevents any unauthorized use.That’s why every user trusts its privacy and adds more customers to it.
#. 24×7 Available:-
Unlike others, ZestMoney app could be used from anywhere, anytime with no time bound, and it is available for 24 hours, and all days of the year.
Key features of ZestMoney App:-
ZestMoney app facilitates hassle free, 24hrs access to credit accounts from anywhere, anytime throughout the world.
It provides very Customized products for which you can take a loan anytime.
ZestMoney app’s products and services are customized to fit your every financial needs.
ZestMoney app provides very Easy and fast access to their personal account from anytime, anywhere throughout the world.
Documents Required For Taking A Loan From ZestMoney App :-
KYC documents, such as PAN or Aadhaar Card.
Bank Account Pass Book
Occupation and income proof.
Passport Size Photo
Interest rate of ZestMoney app :-
Friends , You can receive an immediate loan of up to 20 lakh rupees with an interest rate of 10% by just filling a loan form with help of Aadhar Card , Pan Card .
Your mobile number, and other documents. ZestMoney app offers personal loans starting at 10% per annum onwards for tenures of up to 4 years and for loan amounts of up to Rs.20 lakh with zero processing fees.
Now let’s discuss the eligibility required to take a loan from the ZestMoney app.
Eligibility of taking a loan from ZestMoney app:-
You must meet the following ZestMoney personal loan eligibility to be eligible for the loan.
You must have an active bank account so that the loan amount can be transferred to your account and the EMI can be deducted online.
You must be aged between 25 to 60 years to be approved of the loan.
The borrower must be an Indian resident for taking a loan from ZestMoney App.
The monthly income of the person applying for the loan should not be less than 20,000.
The borrower should have their Pan Card.
The borrower should have their Aadhar Card.
They should also contain an Income Certificate.
Bank Statement is also important for taking a loan.
Birth certificate is necessary for the confirmation of age.
Borrower also requires Mobile Number for One Time Password and for other information.
How To Take A Loan From ZestMoney app:-
Friends, If you want to take a loan from ZestMoney App, then you can take a loan from ZestMoney app in two ways, which are as follows…
1. Offline method:-
If you want to take a loan from the ZestMoney app then you have to follow some things which are mentioned below…
For taking a loan from the ZestMoney app firstly you have to reach your nearest ZestMoney office. When you enter the branch, concern the officer about Loan, interest rate, and benefits of Loan. Then he/she will tell you about all the required information for taking a loan. If you confirm then the officer will provide you the loan form which you have to fill with important information like your Aadhaar Card, Pan card and other information. Once you fill the form you can apply for your loan payment, after which the manager will sign and your loan payment will be transferred to your bank account.
2. Online Method:-
Friends, We have discussed the offline method for taking a loan from ZestMoney App , now let’s discuss the online method.For this you have to follow some points which are mentioned below..
Before taking a loan from ZestMoney, you have to create your ZestMoney bank account.
#.Create your ZestMoney bank account:-
For creating your ZestMoney bank account you have to install the ZestMoney App first.
#. Installation of ZestMoney app:-
For installation of ZestMoney app you first open the Google app store in your phone and search ZestMoney app . After searching, the Play store will show you the ZestMoney App from where you can install the ZestMoney App.
After installation you have to register with your Mobile number. You will receive a One Time Password on your registered mobile number.
You can easily create, ZestMoney bank account. After creating a ZestMoney account, go to your nearest cyber cafe and complete your KYC process in ZestMoney. Only then can you apply for a loan in ZestMoney. After this you can easily get a ZestMoney Personal Loan.
After completion of your KYC, open the ZestMoney app on your mobile phone where you will see all service options .
Click on all service icons and select the personal loan option.
Once you click on the personal loan icon, you will see a form like screen where you have to fill in your personal details like..Your Name, Age, Date Of Birth, Mobile Number and other information.
Once you fill your information, you will receive a call from ZestMoney office for confirmation. You Have to provide correct information to them and submit the form which you filled.
After completion the process you personal loan will be sent to completion, and after completion of all queries your loan will be assured and the loan amount will be sent to your Bank you linked to the ZestMoney app.
Through the online method of taking a loan from the ZestMoney app , it is easy and you can apply for it from home.
So friends, this was our lovely blog. Today we discussed How To Take A Loan From ZestMoney App. How much you loved our blog please give your feedback by leaving a comment in the comment box. Thanks for reading our blog . Stay tuned for more blogs..THANK YOU,