How To Take A Loan From Dhani App

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Ali Baba 26th May (Part-2)

Hello friends , once again we are here with an important blog in which we will tell you about How To Take A Loan From Dhani App . Dhani app is used by millions of people, today Dhani app is giving easy loans to people sitting at home. Dhani App is trusted by millions of people. Nowadays people do everything from online recharge to online shopping sitting at home. Train tickets or movie tickets can also be booked easily through this app. Today in Dhani app, you can easily avail loans like personal loan, vehicle loan, medical loan in a very short period of time by sitting at home through your Aadhaar card and your Pan card. With the advent of technology, you do not need to run around to get a bank loan. Dhani App helps you to get a loan.With the help of Dhani app, you can take a loan starting from ₹ 1000 to ₹ 15 lakh, for this all you need is an Aadhaar card and your Pan card. Today more than one crore people have downloaded the Dhani app, which makes this app more reliable. In the Dhani app, customers go to take a loan and the instant loan amount is transferred to their account within minutes. With such fast loans, you will be able to get a loan from the Dhani app bank within minutes, which is why this app has become a trusted loan service provider for people nowadays. Once you got a personal loan amount in your bank account , you can use this money for fulfilling your needs like Buying a car, Home for you and your family, any emergency condition and other services.


WHAT IS Dhani app:-


Dhani app is a mobile financial platform which was earlier known as Indiabulls Dhani application but later it was renamed as Dhani App and today it is used by 100+ million people all over the world, so if you want a loan from Dhani app then you can get a loan in just 3 to 4 minutes as its service is also very fast.

Today it is used by 100+ million people through which you can get a loan in just 3 to 4 minutes. The company was started in 2000 Indiabulls dhani is a very old company whose popularity has grown over the years. Sameer Gehlot Is. President and founder of this company. With this app, you can transfer the loan amount to your account by only sitting at home on the basis of its term and condition, then immediately the loan amount is transferred to your account, for which you will have to submit various documents based on it. But only then your loan is approved.

Indiabulls Dhani provides various types of loans to the people and Dhani App is a branch of Indiabulls which is better designed and facilitated to provide loans to the people, it provides the following types of loans.

Loans from Dhani app :-

loans you can take from Dhani app are as follows..

1. Personal Loans

2. Health insurance

3. Home loans

4. Business loan

5. Secured loan

6. Gold loans


1. Personal Loans :-

Most of the banks offer personal loans to their customers and the money can be used for any expense like paying a bill or purchasing a new thing like – Car, Television, Home Appliances and Other Things. Personal loans are the broadest type of loan category taken by the customers and typically have repayment terms between 24 and 84 months.


2. Health insurance:-

Health insurance is a type of health loan which supports you in emergency conditions related to health. Health insurance includes…

●Health Insurance for Senior citizen

●Health Insurance for Parents

●Health Insurance for Children

●Health Insurance for Critical Illness

●Health Insurance with Maternity cover


3.Home loan :-

Many people are Homeless and are searching for a home on their budget and according to some people, home loans are a very secure mode of finance that give you the chance of buying a home by applying funds to buy or build the home of your choice.


4. Business loan :-

A business loan is a type of loan specifically taken intended for business purposes. As with all loans, it involves the creation of a debt, which will be repaid with added interest, and sometime the lender company will be work as a partner in your business and the profit will be distributed equally until the loan will cleared


5. Secured loans :-

In this type of loan the customer has to pay some security to the lender . When you have a loan as the last option to fulfill some need then secured loans are an easy choice in which a secured security is given to the lender and you leverage personal property to obtain the loan. If you are unable to pay the proper loan and find a defaulted loan, the property you have submitted as security will be transferred to the lender.



6. Gold loans :-

Gold loan (also called loan against gold) is a secured loan taken by the borrower from a lender by pledging their gold articles (within a range of 18-24 carats) as collateral. The loan amount provided is a certain percentage of the gold, typically 80%, based on the current market value and quality of gold.


Feature of Dhani app:-


● 24×7 Available:-

Unlike others, Dhani app commitment is no time bound, is available for 24 hours, and all days around the year.


●75+ million downloads :-

Dhani app is trusted by millions of peoples and it is preferred very large lending platform for over the 10 million users.


●100% safe and secure:-

Dhani app is an RBI registered entity that facilitates lending on its platform and follows every protocol to protect your information and prevents any unauthorized use.That’s why every user trusts its privacy and adds more customers to it.


Key features:-

Dhani app provides very Easy access from anywhere throughout the world.

Ture balance facilitates hassle free, 24hrs access to credit from anywhere, anytime.

It provides very Customized products for which you can take a loan anytime.

Dhani app’s product and services are customized to fit in your financial needs


Let’s discuss the loans which you can get from the Dhani app..


Documents Required For Taking A Loan From Dhani App :-


Occupation and income proof.

KYC documents, such as PAN or Aadhaar Card.

BankStatement Papers

Mobile Number

Address Proof

Bank Account Pass Book

Income Certificate

Other documents as required by the lender : Passport Size Photo


Interest rate of Dhani app :-

Friends , You can receive an immediate loan of up to 15 lakh rupees with an interest rate of 12% by just filling a loan form with help of Aadhar Card , Pan Card .

Dhani app offers personal loans starting at 12% per annum onwards for tenures of up to 6 years and for loan amounts of up to Rs.15 lakh with zero processing fees.

Now let’s discuss about How to take a loan from the Dhanj app.


How to take a loan from Dhani app:-


Friends, If you want to take a loan from Dhani App, then you can take a loan from Dhani app in two ways, which are as follows…

1. Online Method:-

Friends, if you want to take a loan from the Dhani app then you have to follow some points which are mentioned below…


Before taking a loan from Dhani, you have to create your Dhani bank account .

For creating your Dhani bank account you have to install Dhani App first.For installation of Dhani app you first open the Google app store in your phone and search Dhani app . After searching, the Play store will show you the Dhani App from where you can install Dhani App.

After installation you have to register with your Mobile number. You will receive a One Time Password on your registered mobile number.

You can easily create, Dhani bank account. After creating a Dhani account, go to your nearest cyber cafe and complete your KYC process in Dhani. Only then can you apply for a loan in Dhani. After this you can easily get Dhani Personal Loan.

After completion of your KYC, open the Dhani app in your mobile phone where you will see all service options .

Click on all service icons and select the personal loan option.

Once you click on the personal loan icon, you will see a form like screen where you have to fill you personal details like..Your Name, Age, Date Of Birth, Mobile Number and other information.

Once you fill your information, you will receive a call from Dhani office at noida for confirmation. You Have to provide correct information to them and submit the form which you filled.

After completion the process you personal loan will be sent to completion, and after completion of all queries your loan will be assured and the loan amount will be sent to your Bank you linked to the Dhani app.

Through the online method of taking a loan from the Dhani app , it is easy and you can apply for it from home.


2. Offline method:-

We have discussed the online method for taking a loan from Dhani App , now let’s discuss the offline method …For this firstly you have to reach your nearest Dhani App office. When you enter the branch, concern the officer about Loan, interest rate, and benefits of Loan. Then he/she will tell you about all the required information for taking a loan. If you confirm then the officer will provide you the loan form which you have to fill with important information like your Aadhaar Card, Pan card and other information. Once you fill the form you can apply for your loan payment, after which the manager will sign and your loan payment will be transferred to your bank account.


So friends, this was our lovely blog. Today we discussed How To Take A Loan From Dhani App. How much you loved our blog please give your feedback by leaving a comment in the comment box. Thanks for reading our blog . Stay tuned for more blogs..










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