Hello friends , we welcome you ,once again to our blog where we give you new knowledge every day . Today we are going to tell you about very important information that is How To Take a Loan From Axis Bank.
As we all know that Axis bank is one of the most popular banks of India and all over the world. All the famous personalities and actors trust this bank as they also have their private account in this. Nowadays Axis bank is growing and its fame is increasing day by day. A famous financial adviser has been given an interview. He said that Axis Bank will be one of the best banks in the future. As its popularity is increasing , most people want to open their accounts in Axis Bank . This popularity is increasing as Axis bank provides many important facilities like Insurance, Loan , Lowest interest rate and other facilities , so after seeing the popularity of Axis Bank, people started searching on google for How To Take A Loan From Axis Bank . So friends today we are available in front of you with a very important blog. Today we are all going to discuss How To Take A Loan From Axis
Bank. Let’s start this blog…
What is Axis bank :-
Friends in the upper section we tell you that Axis bank is one of the most popular banks of India and all over the world and this is also the third largest private sector bank in India. This bank is spreading in the whole world, Axis bank was established on 3 December 1993 in Ahmedabad. Amitabh Chaudhry and Shri Rakesh Makhija were the two people who had established Axis Bank, its main office and headquarter is situated in Mumbai (Maharashtra). Axis bank provides many important facilities like Insurance, Loan , Lowest interest rate and other facilities. Today Through this blog We will give you all information about Taking A Loan From Axis Bank . If you need a loan and you want to take a loan from Axis Bank , then we will give you all the information related to it in this blog. With this, you will know how you can take a loan from Axis Bank and apply for the loan. As we said later that Axis Bank offers many types of loans, you can also take personal loans and home loans from it. From Axis bank you can get loans ranging from 50000 to 15 lakhs to meet your personal needs . You can use the loan amount to own a home, purchase your own home appliances and other electronic gadgets, such as mobile phones, laptops and computers. Now let us discuss about documentation needed to apply for a loan from Axis Bank.
Axis Bank personal loan interest rate:-
Axis Bank is a very trusted bank of people. They think that Axis Bank takes the lowest interest rate , with higher benefits. If we Talk about the interest rate, then three types of schemes are available. For giving personal loans, their interest rate starts from 9% – 11% per annum. And it goes up to a maximum of 12% per annum . If you want to take a loan from Axis Bank then you can get benefits as there are many offers provided by the bank for every festival such as DIWALI, EID, and other festivals. It could also be explained that you should take a loan from Axis Bank in the festive season.
Documents Required To Take A Loan From Axis Bank:-
Friends, as you all know that there are some documents required for purchasing anything , like that to take a personal loan from Axis Bank you should have these documents mentioned below . If you are unable to arrange these documents then you will not be able to take a loan from Axis Bank or another bank.
These documents are written below…
1. Two colored passport size photographs.
2. For identification :– voter ID card / Aadhar card / PAN card / Passport / Driving License any of these documents are valid for verification of identification.
3.For address proof :- Ration Card, Bank Account Statement, Passport, Driving License, Electricity Bill, Telephone Bill, Sale Deed , Property purchase agreement that is owned by you or your Aadhaar Card
4. For income proof :- income certificate from a registered government revenue officer , Bank Account Statement, Salary Slips, Form 16, ITR(Income Tax Return)
5.Detail of last 3 months or 6 months salary slip or bank statement in which all details are included: where are you spending money or from where you are receiving money.
Hence, If you want to take a loan to build your own house, then you can take a home loan up to 5 crores. So, in this blog, we have given you the eligibility and documents required to take the loan, along with the process of loan application. All the information is given below.
How to take loan from Axis Bank:-
Friends, If you want to take a loan from Axis Bank, then you can take a loan from Axis Bank in two ways, which are as follows…
1. Method for Online:-
To take a loan from Axis Bank, you open the bank’s website axisbank.com. After that choose the option of Instant Personal Loans. Then enter the mobile number and date of birth. After that select Send OTP. Now a form will open, fill it and submit it. Now after some time a call will come from the bank. After that you can take out a loan..let us know this method briefly.
If you want to take a loan from Axis bank then firstly you have to open a browser in your phone and then search the official website of Axis Bank .
When you reach the official website of the Axis Bank, on clicking on the official website it will open the Axis Bank website home page.
After that in the menu of its home page you will see many options, from them you have the option of Apply Now For loan .
Now under that you select the option of Instant Personal Loans from the given options.
After that the next page will open in which you have to enter your mobile number, date of birth or PAN card number .
After that select the Send OTP button given below which website will send OTP to your mobile.
Enter the OTP in the box so that a form will open in front of you.
In that form you have to fill in some basic information and submit and wait for some time.
After that you will get a call from the bank, which will give you information about how much loan you can get, then you can take the loan.
2. Offline method:-
We have discussed the online method for taking a loan from Axis Bank , now let’s discuss the offline method …For this firstly you have to reach your nearest Axis Bank branch . When you enter the branch, concern the Bank manager about Loan, interest rate, and benefits of Loan. Then he/she will tell you about all the required information for taking a loan. If you confirm then the manager will provide you the loan form which you have to fill with important information like your Aadhaar Card, Pan card and other information. Once you filled the form you can apply for your loan payment, after which the manager will sign and your loan payment will be transferred to your bank account.
Now it’s time to get knowledge about eligibility and documentation for taking a loan from Axis Bank.
Eligibility and documents for taking loan from Axis Bank:-
Here we are giving you the list of documents and eligibilities for taking a loan from Axis Bank and these are as follows…
The borrower must be an Indian resident of this bank.
The monthly income of the person applying for the loan should not be less than 15000.
The age of the borrower from Axis Bank should be between 23 to 60 years.
Passport Size Photo
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