Ali Baba 29th May (Part-1 )
As graduation day approaches, many students start worrying about the looming student loans and the financial burden they bring. The fear of being unable to pay off student loans is common, and with good reason – the average student loan debt in the US is over $37,000. However, there is a solution that can make the transition from college to the real world a little easier: Beyond Finance Graduation Loan.
What is Beyond Finance Graduation Loan?
Beyond Finance Graduation Loan is a private student loan that helps students finance their education and related expenses after graduation. This loan can cover a wide range of costs, including textbooks, housing, and transportation, and can be used to consolidate other student loans as well.
How does it work?
The loan application process is simple and straightforward. Students can apply online and receive approval within minutes. Once approved, funds can be disbursed directly to the student or to their school to cover tuition and other related expenses.
What are the benefits of Beyond Finance Graduation Loan?
No Origination Fees: Unlike many other private student loans, Beyond Finance Graduation Loan has no origination fees, which can save students hundreds or even thousands of dollars.
Competitive Interest Rates: Beyond Finance Graduation Loan offers competitive interest rates, which can save students money over the life of the loan.
Flexible Repayment Options: Students can choose from several repayment options, including deferred, interest-only, and full principal and interest payments, depending on their financial situation.
Cosigner Release: After making a certain number of on-time payments, students can apply to have their cosigner released from the loan.
Rewards Program: Beyond Finance Graduation Loan offers a rewards program that allows students to earn cash back for good grades and for making on-time payments.
Who is eligible for Beyond Finance Graduation Loan?
To be eligible for Beyond Finance Graduation Loan, students must meet the following requirements:
Be a US citizen or permanent resident
Have a valid Social Security number
Have graduated from an eligible school or program
Have a minimum credit score of 670 or a cosigner with a minimum credit score of 700
Have a minimum income of $24,000 per year or a cosigner with a minimum income of $50,000 per year
How much can I borrow with Beyond Finance Graduation Loan?
Students can borrow up to $100,000 with Beyond Finance Graduation Loan, depending on their creditworthiness and other factors.
What are the repayment terms for Beyond Finance Graduation Loan?
Repayment terms for Beyond Finance Graduation Loan vary depending on the borrower’s chosen repayment plan. Students can choose from deferred repayment (no payments due until six months after graduation), interest-only repayment (interest-only payments due for six months after graduation), and full principal and interest repayment (full payments due six months after graduation).
How do I apply for Beyond Finance Graduation Loan?
To apply for Beyond Finance Graduation Loan, students can visit the Beyond Finance website and fill out the online application. They will need to provide personal and financial information, as well as information about their school and program.
Graduating from college is an exciting time, but it can also be stressful, especially when it comes to finances. Beyond Finance, Graduation Loan can help ease the burden of student loans and make the transition to the real world a little easier. With competitive interest rates, flexible repayment options, and a rewards program, it’s no wonder why so many students are turning to Beyond Finance Graduation Loan to finance their future.